Legal Alert: Employee Benefit Nondiscrimination Basics

Legal Alert: Employee Benefit Nondiscrimination Basics

There are four main regulations that employers should consider when they are ensuring their employee benefit plans are not discriminatory in design, participation, or in operation. Regulation: HIPAA General Rule: Prohibits group health plans and health insurers...
Drug Discount Programs in Conflict with Federal Regulations

Drug Discount Programs in Conflict with Federal Regulations

September 27, 2021  Many prescription drug manufacturers offer financial assistance (e.g., coupons, discounts, or vouchers) to patients to reduce their out-of-pocket costs, particularly for very expensive drugs. Many times, these “accumulator...
IRS Issues Affordability Percentage Adjustment for 2022

IRS Issues Affordability Percentage Adjustment for 2022

The Internal Revenue Service (IRS) has released Rev. Proc. 2021-36, which contains the inflation-adjusted amounts for 2022 used to determine whether employer-sponsored coverage is “affordable” for purposes of the Affordable Care Act’s (ACA) employer...