Benefits Optimizer

The Key to a High Performance Health Plan

Alera Group’s Benefits Optimizer tool is a comprehensive, three-step solution for mid-size and large organizations to help lower healthcare costs while enriching your benefits program. 

  1. Leverage data from across your organization to get a clear picture of your benefits spending, including pharmacy, biometrics, wellbeing, claims, medical care and more
  2. Alera Group’s team of experts will analyze your data to determine how to best allocate your health plan to have the best impact on spending
  3. Based on the analysis, your Alera Group team will deliver a comprehensive plan that delivers measurable savings without sacrificing benefits.

Benefits Optimizer can help you reduce medical and pharmacy spend waste, leverage services that improve the health risk of your population and reduce dependence on the healthcare system for measurable savings. 

Leverage the power of analytics

Offset costs and build savings into your healthcare plan with a data-driven approach.

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EXPERT EDUCATION

Events and Webinars

Employee Benefits

2025 Healthcare and Employee Benefits Benchmarking Report: How Does Your Benefits Program Stack Up?

In this session, our experts will dive into the results of our annual, market-leading benchmarking survey.

June 26, 2025 at 01:00 pm CT | Virtual

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Employee Benefits

Dynamic Data: Strategies for Success

Join us for this session, as our experts will share how to utilize your organization’s data to create advanced and innovative strategies for success.

July 17, 2025 at 01:00 pm CT | Virtual

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Employee Benefits

Preparing for Open Enrollment: How to Engage and Educate Your Employees on Their Total Benefits Package

In this session, our experts will share guidance on setting yourself up for success during Open Enrollment.

August 21, 2025 at 01:00 pm CT | Virtual

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THOUGHT LEADERSHIP

Insights

Employee Benefits

Benefits Captives: Your Business and What Your Competitors Are Doing

In one form or another, Captive Insurance has existed as a risk management solution for many decades — originally for property and casualty coverage and primarily for large employers. But its viability as a solution for employee benefits and for midsized businesses has increased dramatically in recent years, fueled by volatility in the insurance market in general and by the skyrocketing cost of health insurance in particular.

May 29, 2025

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Employee Benefits

Agencies Push Pause Button on Enforcement of MHPAEA 2024 Final Rule

On May 15, 2025, the Department of Labor, Department of Health and Human Services, and the Treasury Department (collectively, the “Agencies”) released a statement regarding the Agencies’ recent request for abeyance of a lawsuit filed by the ERISA Industry Committee (“ERIC”) in the U.S. District Court for the District of Columbia that challenged certain aspects of Mental Health Parity and Addiction Equity Act (MHPAEA) Final Rule (“2024 Final Rule”) relating to nonquantitative treatment limitation comparative analyses (“NQTL analyses”).

May 16, 2025

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Employee Benefits

IRS Releases 2026 HSA Contribution Limits and HDHP Deductible and Out-of-Pocket Limits

In Rev. Proc. 2025-19, the IRS released the inflation adjusted amounts for 2026 relevant to Health Savings Accounts (HSAs) and high-deductible health plans (HDHPs). The table below summarizes those adjustments and other applicable limits.

May 5, 2025

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Employee Benefits

A Challenge for Mental Health Awareness Month: Make It Enjoyable

Achieving and maintaining wellbeing takes work, but that doesn’t mean it can’t be enjoyable and even fun. May is Mental Health Awareness Month, and with that comes Alera Group’s annual Mental Health Awareness Toolkit, this year featuring something we believe employers and their entire organizations will really enjoy: the 31-Day Challenge for Positive Wellbeing.

April 29, 2025

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